Two different commission fees can be applied for transfers in the same currency: local and standard.
Local – fees applied in a specific country, for residents of the country (or users who have an account in at least one bank in the country).
Standard – fees for all other Paysera users who are not charged the Local fee.

Two different payment methods can be applied for transfers: SHA or OUR.
SHA – the payer (you) pays all the fees applied to such transfers by their bank, whereas the fees applied by other banks are paid by the recipient (in some cases the recipient may simply receive a smaller amount).
OUR – the payer (you) pays all the fees applied to the transfer, including fees charged by other banks. If the amount paid does not cover all the fees applied by the correspondent bank and the bank of the recipient, the missing amount has to be paid additionally. Additional fees of other banks may also be deducted from the transferred amount (usually in case of transfers in USD).

In all supported currencies among Paysera users

Recipient country	Recipient bank	Standard fee	International companies1	Payment service providers	Reaches the recipient bank
SEPA countries, Albania, Kosovo, and Georgia	Paysera	Free	+ 1 EUR to the general price	+ 0,15 EUR to the general price	Immediately
Other countries	Paysera	0.00 EUR for the first 30 transfers per month, and 0.10 EUR for each following transfer	+ 1 EUR to the general price	+ 0,15 EUR to the general price	Immediately

Additional fees for money transfers in all supported currencies

Service	International companies1	Payment service providers
International transfer (SWIFT)	+ 30 EUR to the general price	+ 5 EUR to the general price

US dollar (USD)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Poland	All countries4, 7	All banks	10 EUR3(SHA type)	I–V, 8 AM – 5 PM	From 1 h up to 1 BD
USA*	All countries5, 6	All banks Transfer limit: 100,000	10 EUR3(SHA type)	I–V, 8 AM – 7:15 PM	From 1 to 3 BD
EEA + GB **	All countries4, 7	All banks Transfer limit: 100,000	10 EUR3(SHA type)	I–V, 8 AM – 5 PM	From 1 to 3 BD
All countries	All countries5, 6	All banks	25 EUR3(OUR type)	I–V, 8 AM – 5 PM	From 1 to 3 BD

* Prior to performing a transfer, please check whether the recipient bank can accept ACH Network payments. Otherwise, the transfer will be returned back to you.

** Albania, Andorra, Austria, Azerbaijan, Bahrain, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK.

Note! Some payments in this currency are transfers of SHA type and additional charges may apply to both the sender and the recipient.

Note! A fee of 20 USD will be applied for transfers to the USA, United Kingdom, and EEA countries if the transfer is cancelled or rejected and subsequently returned to the sender's account.

British Pound Sterling (GBP)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Great Britain	All countries4, 7	All banks Transfer limit: 100,000	Up to 9,999.99 GBP – 1,50 EUR From 10,000 GBP – 10 EUR3	I–V, 8 AM – 5 PM	From 1 up to 3 BD
All countries5, 6	Georgia	All banks	10.00 EUR3	I–V, 8 AM – 7:45 PM	From 1 to 3 BD
EU countries	All countries4, 7	All banks Transfer limit: 100,000	15 EUR3	I–V, 8 AM – 5 PM	From 1 up to 3 BD
Poland	All countries4, 7	All banks	15 EUR3	I–V, 8 AM – 5 PM	From 1 h up to 1 BD
All countries	All countries5, 6	All banks	15 EUR3	I–V, 8:00 AM – 5:00 PM	From 1 to 3 BD

Polish złoty (PLN)

Recipient country	Sender's nationality	Recipient bank	Fee for Polish citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Poland	All countries4, 7	All banks	2,70 PLN3	2,70 PLN3	I–V, 8 AM – 5 PM	Alior, BGZ BNP Paribas, Santander Bank Polska, ING Bank, Inteligo, Millennium, PKO BP, Raiffeisen Polbank, T-mobile Slugi Bankowe – up to 30 minutes2
						Other banks – up to 1 BD2

Norwegian krone (NOK)

Temporarily unavailable

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Norway	All countries5, 6	All banks	1,50 EUR3	I–V, 8 AM – 2:55 PM	Up to 1 BD

Swedish krona (SEK)

Temporarily unavailable

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Sweden	All countries5, 6	All banks	1,50 EUR3	I–V, 8 AM – 3:30 PM	From 2 to 3 BD

Danish krone (DKK)

Temporarily unavailable

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Denmark	All countries5, 6	All banks	1,50 EUR3	I–V, 8 AM – 3:30 PM	From 2 to 3 BD

Bulgarian lev (BGN)

Recipient country	Recipient bank	Fee for Bulgarian citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Bulgaria	Allianz Bank	1 BGN3	2 BGN3	I–V, 8 AM – 8 PM	Up to 30 minutes2
Bulgaria	Postbank	1 BGN3	2 BGN3	I–V, 8 AM – 8 PM	Up to 30 minutes2
Bulgaria	Other banks	1 BGN3	2 BGN3	I–V, 8 AM – 7 PM*	Up to 1 BD

Note! The first 30 transfers per month in BGN, RON, or EUR (SEPA) are free. For transfers exceeding this limit, the existing rates will apply.

* All outgoing transfers in BGN are executed via Postbank till 7 PM.

Romanian leu (RON) – for clients who have a Romanian IBAN account number

Recipient country	Bank	Fee for Romanian citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Romania	Libra Internet Bank	1 RON3	1 RON3	I–V, 8 AM – 8 PM	Up to 1 BD
Romania	Other banks	Up to 49,999 RON – 3 RON3	Up to 49,999 RON – 3 RON3	I–VI, 8 AM – 3 PM	Up to 1 BD
Romania	Other banks	From 50,000 RON – 16.00 RON	From 50,000 RON – 16.00 RON	I–V, 8 AM – 2 PM	Up to 1 BD

Note! The first 30 transfers per month in BGN, RON, or EUR (SEPA) are free. For transfers exceeding this limit, the existing rates will apply.

Note! Bank transfers in RON currency can be performed only by Paysera clients with IBAN accounts for RON currency. RO IBAN accounts are allocated for Romanian citizens automatically, whereas private clients from any country and business clients from Romania, Bulgaria, and Hungary can apply for RO IBAN accounts by contacting the Paysera Client Support. Transfers between Paysera accounts can be performed by all clients in any supported currency.

Czech koruna (CZK)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Czech Republic	All countries5, 6	All banks	1,50 EUR3	I–V, 8 AM – 10:30 AM	Up to 1 BD

Georgian lari (GEL)

Paysera network partner	Recipient bank	Fee for Georgian citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
All partners of Paysera network, except for Paysera Bank of Georgia	LibertyBank	Up to 29,999 GEL – 1 GEL3 From 30,000 GEL – 2.00 GEL3	Free	I–V, 8 AM – 5 PM (GMT +4)	Up to 1 BD
Paysera Bank Georgia	Commercial banks in Georgia	Up to 9,999 GEL – 0,50 GEL; 10,000 GEL – 29,999 GEL – 1 GEL3 > 30,000 GEL – 2 GEL3	Free	I–V, 10 AM – 5:45 PM (GMT +4)	I–V – up to 10 minutes; VI–VII – up to 1 BD

Australian dollar (AUD)

Recipient country	Sender's nationality	Recipient bank	Fee for Australian citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Australia	All countries5, 6	All banks	15 EUR3	15 EUR3	I–V, 8 AM – 3:30 PM	From 2 to 3 BD

Japanese yen (JPY)

Recipient country	Sender's nationality	Recipient bank	Fee for Japanese citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
All countries	All countries5, 6	All banks	15 EUR3	-	I–V, 8:00 AM – 5:00 PM	From 1 to 3 BD

The maximum limit for outgoing transfers is 1,000,000 JPY.

Canadian dollar (CAD)

Recipient country	Sender's nationality	Recipient bank	Fee for Canadian citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Canada	All countries5, 6	All banks Transfer limit: 25,000 CAD	Up to 9,999.99 EUR – 7.00 EUR From 10,000 EUR – 10.00 EUR 3	7 EUR3	I–V, 8:00 AM – 5:00 PM	From 2 to 3 BD
All countries	All countries5, 6	All banks	15 EUR3	-	I–V, 8:00 AM – 5:00 PM	From 1 to 3 BD

Swiss franc (CHF)

Recipient country	Sender's nationality	Recipient bank	Fee for Polish citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Poland	All countries4, 7	All banks	15 EUR3	15 EUR3	I–V, 8 AM – 5 PM	From 1 h up to 1 BD
Switzerland, EU countries	All countries4, 7	All banks Transfer limit: 100,000	15 EUR3	15 EUR3	I–V, 8 AM – 5 PM	From 1 to 3 BD

Hong Kong dollar (HKD)

Recipient country	Sender's nationality	Recipient bank	Fee for Hong Kong citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Hong Kong	All countries5, 6	All banks	15 EUR3	15 EUR3	I–V, 8 AM – 3:30 PM	From 2 to 3 BD
All countries	All countries5, 6	All banks	15 EUR3	-	I–V, 8 AM – 5 PM	From 1 to 3 BD

Indian rupee (INR)

Recipient country	Sender's nationality	Recipient bank	Fee for Indian citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
India	All countries5, 6	All banks	15 EUR3	15 EUR3	I–V, 8 AM – 3:30 PM	From 2 to 3 BD

Mexican peso (MXN)

Recipient country	Sender's nationality	Recipient bank	Fee for Mexican citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Mexico	All countries5, 6	All banks	15 EUR3	15 EUR3	I–V, 8 AM – 3:30 PM	From 2 to 3 BD

Singapore dollar (SGD)

Recipient country	Sender's nationality	Recipient bank	Fee for Singapore citizens, companies, or account holders	Fee for others	Accepted for execution	Reaches the recipient bank
Singapore	All countries5, 6	All banks	Up to 9,999.99 EUR – 7.00 EUR From 10,000 EUR – 10.00 EUR 3	7 EUR3	I–V, 8:00 AM – 3:30 PM	From 2 to 3 BD
All countries	All countries5, 6	All banks	15 EUR3	-	I–V, 8:00 AM – 5:00 PM	From 1 to 3 BD

Albanian lek (ALL)

Recipient country	Recipient bank	Fee	Accepted for execution	Reaches the recipient bank
Albania	Intesa SanPaolo bank Albania	Free	I–VII, 8 AM – 8 PM GMT +2	Up to 30 minutes
Albania	Tirana Bank (internal transfers only)	Free	I–VII, 8:15 AM – 3 PM GMT +2	Up to 30 minutes
Albania	Credins Bank (internal transfers only)	Outgoing transfer: up to 20,000 ALL – free Outgoing transfer: more than 20,000 ALL and up to 1,499,999 ALL – 250 ALL. Outgoing transfer: 1,500,000 ALL and over – 750 ALL.3	I–VII, 8:30 AM – 4 PM GMT +2	Up to 30 minutes
Albania	Other Albanian banks	Outgoing transfer: up to 20,000 ALL – free Outgoing transfer: more than 20,000 ALL and up to 1,499,999 ALL – 250 ALL.3 Outgoing transfer: 1,500,000 ALL and over – 750 ALL.3	I–VII, 8 AM – 8 PM GMT +2	Up to 3 BD

* Currently, the maximum limit for an outgoing transfer is 50,000 EUR.

Albania (USD)

Recipient country	Recipient bank	Fee	Accepted for execution	Reaches the recipient bank
Albania	Tirana Bank (internal transfers only)	Free	I–VII, 8:15 AM – 3 PM GMT +2	Up to 30 minutes

Chinese yuan (CNY)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
China	All countries5, 6	All banks	15 EUR3	I–V, 8 AM – 4:30 PM	Up to 1 BD

Note! CNY transfers are only available for company accounts.

Turkish lira (TRY)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Turkey	All countries5, 6	All banks	5 EUR	I–V, 8 AM – 4:30 PM	Up to 1 BD

Egyptian pound (EGP)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Egypt	All countries5, 6	All banks	10 EUR3	VII–IV, 8 AM – 1 PM	Up to 1 BD

Note! EGP transfers are only available for company accounts.

Moroccan dirham (MAD)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Morocco	All countries5, 6	All banks	10 EUR3	I–V, 12 AM – 1 PM	Up to 1 BD

Algerian dinar (DZD)

Recipient country	Sender's nationality	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Algeria	All countries5, 6	All banks	10 EUR3	VII–IV, 12 AM – 8 AM	Up to 4 BD

¹  International company is a company, which:

• carries out an actual economic activity in an international environment or on the territory of several countries, although it does not conduct such activity in the country of registration, or the activity is limited under the incorporation documents, or by the jurisdiction of that country and (or)
• the client is subject to significant tax relief, and (or)
• legal acts do not require such entities to prepare and submit financial statements, including annual financial reports, to supervisory institutions.

² In case of an unusually large number of transfers, your transfer can last longer, but not longer than till 12 AM of the following business day.

³ The commission fee is deducted in the currency of the transfer, according to the exchange rate of that day.

⁴ All countries except these: Afghanistan, Bahamas, Barbados, Botswana, Cambodia, DR Congo, Cuba, Ghana, Guinea-Bissau, Haiti, Iraq, Jamaica, Lebanon, Libya, Mauritius, Mongolia, Myanmar, Nicaragua, North Korea, Pakistan, Panama, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Uganda, Vanuatu, Venezuela, Yemen, Zimbabwe.

⁵ Except for payment service providers and senders in these countries: Afghanistan, Algeria, American Samoa, Belarus, Belize, Bosnia and Herzegovina, Botswana, Burundi, Cambodia, Central African Republic, Chad, Comoros, Cuba, Dominican Republic, DR Congo, Ecuador, Egypt, Eritrea, Ethiopia, Equatorial Guinea, Ghana, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Iran, Iraq, Côte d'Ivoire, Kazakhstan, Kenya, Laos, Lebanon, Liberia, Libya, Mali, Moldova, Myanmar, Niger, Nigeria, North Korea, Palestine, Panama, Russia, Rwanda, Samoa, Saudi Arabia, Serbia, Somalia, South Korea, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Vanuatu, Venezuela, U.S. Virgin Islands, Western Sahara, Yemen, Zimbabwe.

⁶ Except for companies who carry out the following activities: multi-level marketing, organisation and execution of lotteries and gambling, trade of arms and ammunition, pharmaceutical activity, trade of luxury goods, trade of antiques, works of art, numismatic articles, precious stones and/or black, coloured, and noble (rare) metals and articles made of these metals, charity and support, wholesale trade of alcohol beverages and products, tobacco products, selling electronic cigarettes, bankruptcy lawyers, psychology services, financial or payment institution, nuclear energy, adult entertainment, 24/7 remote tech support companies.

⁷ Except for companies who carry out the following activities: wholesale trade of alcoholic beverages and products, trade of arms and ammunition, selling electronic cigarettes, adult entertainment, organisation and execution of lotteries and gambling, crypto/virtual currencies.

• Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case, the transfer will be made on the nearest working day of the correspondent bank.
• The bank of the recipient may apply a fee for the crediting of funds when the transfer is made from the EU. We recommend learning which bank fees may be applied.
• The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
• Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied.

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